Owning a home is a dream for many, but the road that leads to home ownership can be a difficult one to navigate alone. 

Esperanza's Pre-purchase counselors can assist you in the following areas:

  • Helping you with money management, credit repair, and budgeting
  • Providing guidelines to determine your ability to borrow
  • Assisting qualified FIRST TIME buyers to obtain the $500.00 grant offered by the City of Philadelphia and other possible available grants or credits.
  • Reviewing the home inspection report with you
  • Explaining the loan process, including needed documents for closing.
  • Alerting you to predatory lending practices.
  • Educating you on home equity loans, home improvement loans, and other related topics. 
  • Educating you on title report and insurance matters.
  • Identifying escrow agents for you
  • Assisting you to prepare a new budget based on new mortgage payment
  • Helping you prepare for regular, on-going maintenance programs.

For more information, or to schedule an appointment, call  215-324-0746